Are you ready to be told you can’t view a property unless you’re already on the market?

By Carl Warden, Head of Estate Agency

It’s happening and here’s why.

We’re seeing a shift in the Scottish property market that mirrors the English system: more listings are appearing with phrases like “unexpectedly back on the market” or “chain free.” This reflects a growing trend sellers are becoming less willing to entertain viewings from buyers who haven’t yet listed their own property, let alone secured an offer.

Why the change? With more homes available and sales taking longer, sellers are prioritising committed buyers. If you’re not already on the market or better yet, under offer it’s increasingly unlikely you’ll be able to view certain properties. After all, how can a seller justify waiting for a buyer to maybe get their house ready, while risking a stronger offer from someone further along the chain?

This shift is also being driven by wider uncertainty. With the Autumn Budget due on November 26th, speculation is swirling. Chancellor Rachel Reeves is expected to announce measures aimed at raising billions, and the unknowns are unsettling for the market. Rumours include changes to:

  • Salary sacrifice schemes
  • ISAs and pensions
  • Tax-free cash allowances
  • Capital gains and inheritance tax
  • Property taxes and landlord obligations
  • National Insurance and income tax
  • Even a potential wealth tax

Speculation alone can stall decision-making, and that’s exactly what we’re seeing.

But it’s not all doom and gloom. Deals are still being done especially between motivated buyers and sellers who are chain-free or don’t need to sell in order to buy. These are the transactions moving fastest in today’s market.

So, what’s the takeaway?
If you’re serious about buying, get serious about selling. Being on the market or better yet, under offer could be your ticket to securing your next home.

Contact our Estate Agents in Scotland today to discuss your next move.

Miss Hoolie’s Iconic Balamory Green House Goes on the Market

An iconic piece of television history has gone up for sale on the Isle of Mull. The instantly recognisable green house from hit children’s TV series Balamory – Miss Hoolie’s cheerful seaside home – is on the market with Oban Estate Agents, Bell Ingram for offers over £225,000.

Officially known as Beul An Atna – Gaelic for “Mouth of the Sea” – the Tobermory property has been home to local resident Matthew Spence, now in his 80s, for nearly four decades.

“I’ve lived here for 38 years,” says Mr Spence. “I came to Mull from Glasgow when I was just 15. At the time I thought it was the end of the world – all my aunties and uncles had left the city, my father was from Mull, and everything was changing. But the island changed me. I found hobbies like badminton, I learned to shoot, and although I went back to Glasgow sometimes and they looked at me as if I was daft, after a couple of years I fell in love with the place.”

Mr Spence trained as a butcher before joining the army. When he returned, even though his parents had moved to Oban, he knew his heart belonged on Mull. And in 2002, his family home was given a new lease of life – becoming one of the most famous front doors in Britain.

“About 21 years ago someone came to the door and asked if I’d like the house to feature in a children’s TV show,” recalls Mr Spence. “My wife at the time said yes straight away – anything to do with children, we had none ourselves – and we just fell for it. When the kids started coming, she took on the job of replying to all the letters. In summer, two busloads of children would park across the road every day. She loved it. Even my wee dog loved it – the kids used to post sweets through the door. He turned from a Jack Russell into a wee barrel!”

The house quickly became a pilgrimage site for families, and Spence remembers the joy it brought: “Great to see the actors back this year filming the latest series. They came to the door and I had a big cuddle with PC Plum. It was a great experience – children came to the island just because of Balamory.”

But the house holds even more personal memories. “The garden was always busy with children. They’d ask to pick flowers for their Granny – and you’d see the flowers lying at the end of the road, never making it there,” he laughs. “Sometimes there’d be half a dozen kids in the house with their carers – it was a full house. I’ll be sad to leave. Looking back, I get emotional. You never realise how much you collect until you start packing.”

For families who grew up with Balamory, this sale marks a rare chance to own a colourful slice of TV nostalgia – and for Mull, it’s the closing of a much-loved chapter.

Bell Ingram Estate Agent, Andrew Fuller comments on the sale: “It’s a real pleasure to bring such a well-loved home to the market. As a resident of Mull, I know just how iconic the green house is – it’s part of the island’s story. While it’s bittersweet to see it change hands, this sale marks the beginning of an exciting new chapter for a property that holds so many happy memories.”

For more information on the sale of Beul An Atna, contact Bell Ingram Oban on 01631 566 122, or email andrew.fuller@bellingram.co.uk

 

Rare Half-Acre Development Opportunity Emerges in Auchterarder

A substantial detached period home set within almost half an acre of mature garden grounds has come to market in Auchterarder, presenting one of the area’s most sought-after development opportunities in recent years.

West Muirton, newly listed with Perthshire Estate Agents, Bell Ingram, for offers over £575,000,  occupies a prime position on the outskirts of Auchterarder, just minutes from the world-renowned Gleneagles Hotel and championship golf courses.

Dating back to the mid-1800s and extended in the early 1900s, the property has been in the same family ownership for more than 50 years. While lovingly maintained, it now offers significant scope for modernisation or redevelopment. The large plot, together with its desirable location, makes it ideally suited for creating a bespoke contemporary home that maximises both the scale of the grounds and the tranquil setting.

Currently, accommodation is arranged over two floors and includes a sitting room, formal dining room, kitchen with adjoining utility space, three bedrooms and a family bathroom.

Carl Warden, Estate Agent at Bell Ingram, said: “Given the generous garden grounds and prime location, this property could also be considered as a development opportunity, potentially replacing the existing building with a bespoke, contemporary home designed to take full advantage of the setting and space.”

Auchterarder, an historic town, benefits from excellent transport links, with Gleneagles Station just 1.6 miles away offering direct rail services to major cities including London. Perth lies 15 miles to the east and Stirling 20 miles to the west, making the property an attractive option for both commuters and those seeking a lifestyle location.

For more information or to arrange a viewing, contact Carl Warden at Bell Ingram on 01738 621121.

 

The ‘Clarkson Effect’ and What It Means for Rural Businesses

By Sarah Tyson, Partner at Bell Ingram

If you had told me five years ago that a TV personality would do more to shine a spotlight on rural land management careers than decades of industry outreach, I’m not sure I’d have believed you. And yet, here we are, living in the middle of what I like to call the Clarkson Effect.

Jeremy Clarkson’s foray into farming may have been made for entertainment, but its impact is very real. At the Royal Agricultural University (RAU) in Cirencester, applications for rural land management courses have risen sharply in the past year. Their three-year BSc has seen an 11% increase, the same course with a farm placement is up 18%, and their two-year rural land management degree has climbed by 14%. While agricultural course numbers remain steady, it’s rural land management that is really grabbing attention.

Everyone knows Cheerful Charlie, Clarkson’s land agent, and when I explain what I do, people are now relating to it more immediately than at any time in the past.

The enthusiasm of our graduate trainees is also on the up as I saw when we had our recent training session, but the first step is to get on the college course or make the phone call to enquire about a job

Full on farming takes enormous time, commitment, and investment (and sadly, Amazon isn’t bankrolling everyone). But the wider rural economy is full of equally rewarding career paths. From managing estates and negotiating pylon routes through farmland to carrying out valuations that help families pass their farms to the next generation, these are real-world jobs with real-world impact. They involve meeting people, solving problems, and helping rural businesses thrive.

That’s why Bell Ingram invests in early careers. Our graduate programme supports students as they progress through their professional exams to become chartered surveyors. For those still studying we also offer on-the-job apprenticeships and traineeships And for those looking to change career – it’s never too late. What matters is the passion to learn, expand your depth of rural knowledge, and the willingness to get stuck in.

So yes, Clarkson may be the unlikely ambassador for our profession, but if his influence inspires the next generation of rural professionals, then long may the Clarkson Effect continue. The future of all our rural businesses depends on it.

For more information on Early Careers at Bell Ingram visit: bellingram.co.uk/early-careers/

 

An Exceptional Opportunity in the Heart of the Highlands, Just Minutes from Loch Ness

Set in a truly picturesque Highland setting, Oakbank House offers an extraordinary lifestyle opportunity.

Located just a short distance from the iconic Loch Ness, this traditional five-bedroom home combines period elegance, modern comforts, and an unrivalled setting within approximately 2.22 acres of gardens and grazing land.

Oakbank House is on the market with Highland Estate Agents, Bell Ingram, for offers over £550,000.

Perfectly suited for equestrian pursuits, Oakbank House features a large, well-maintained paddock  with views towards the River Enrick, providing excellent potential for stabling and additional facilities. With easy access to local riding trails and scenic routes, this property presents a rare opportunity to enjoy the ultimate rural lifestyle while remaining well-connected to Inverness and the surrounding Highlands.

For over 25 years, Oakbank House has been enjoyed by its current owners, blending traditional character with thoughtful modern upgrades. Original features such as high ceilings and period fireplaces are complemented by contemporary décor and quality finishes throughout. The spacious country kitchen, complete with a Rangemaster cooker, Belfast sink, and French doors leading to a patio, forms the heart of the home – a perfect space for family life and entertaining.

The property offers five bedrooms, including two generous doubles with beautiful views across the surrounding land and hills. A Victorian-style bathroom, elegant living and dining rooms with open fireplaces, and flexible spaces such as a home office/guest bedroom, complete this exceptional interior.

Outside, the grounds are designed for both leisure and lifestyle. A sweeping private driveway leads through landscaped gardens planted with mature trees and shrubs, providing a secure and serene environment. The enclosed patio offers a private retreat, while the adjoining paddock – ideal for horses or hobby farming – makes this property a rare find for equestrian buyers.

Estate Agent, Joanne Stennett, comments on the sale: “Oakbank House is more than just a property, it’s a lifestyle. Whether you’re riding along Highland trails, exploring Loch Ness, or simply enjoying the peace of your own grounds, this is an opportunity to embrace rural living at its finest.”

For more information on the property, or to arrange a viewing, contact our Highland office on 01463 717 799 or email  highland@bellingram.co.uk.

 

A Victorian Highland Retreat at a Fraction of London Prices

Bell Ingram has brought to market Druimard House, a striking six-bedroom Victorian residence on the Isle of Mull, listed at offers over £895,000. With two fully operational holiday cottages included, the property showcases just how far buyers’ budgets can stretch when they look beyond the capital.

Dating back to 1876 and set within 1.25 acres of mature grounds, Druimard House combines period elegance with modern comfort. Inside, buyers will find original fireplaces, an art studio, and even an infra-red sauna, while the landscaped gardens provide space and tranquillity rarely achievable in city living.

The sale also includes two beautifully styled cottages: The Potting Shed and The Old Little Theatre, the latter recognised in The Sunday Times’ 50 Best Summer Cottages in the UK. Already popular with guests, they offer immediate income potential for anyone considering a hospitality business or lifestyle change.

What makes Druimard House stand out, however, is not just its character but its value. While the average property price on Mull sits around £270,000, the average London home now costs £670,000 meaning many one- or two-bedroom flats in the capital exceed the asking price of this expansive country home with two thriving rental cottages.

“Druimard House demonstrates how far your money can stretch when you look beyond the city,” said Andrew Fuller, Estate Agent at Bell Ingram “For less than the cost of many three-bedroom London terraces, buyers can own a Victorian country house with additional income-generating cottages, plus a lifestyle defined by peace, space, and natural beauty.”

Druimard House invites buyers to exchange crowded commutes for coastal walks, high-rises for Highland horizons, and city pace for island peace – all without compromising on quality or opportunity.

For more information about Druimard House contact Andrew Fuller on 01631 566 122 or email andrew.fuller@bellingram.co.uk.

 

Once-in-a-Lifetime Opportunity to Own A Living Local Nature Reserve

A rare opportunity has emerged for nature lovers, conservationists, and forward-thinking investors: Gillingshill Reservoir, a treasured Local Nature Reserve in Fife, is now for sale for offers over £30,000.

Steeped in history and teeming with life, Gillingshill began its journey in the Victorian era as a vital water supply for local communities. After more than a century of service, it was designated a Local Nature Reserve in 2005 and opened to the public the following year. Today, it stands as a thriving sanctuary for wildlife and a much-loved green space for the community.

Brought to market by rural estate agents, Bell Ingram, Gillingshill extends to approximately 7.24 hectares (17.89 acres), and the site is a tapestry of habitats divided into three distinct zones. The upper section holds the serene expanse of the reservoir itself; the central area offers tranquil woodland walks; and the lower grounds are alive with regenerating scrub, young trees, and grassland. Flowing through it all, the Dreel Burn weaves the habitats together, enriching biodiversity and creating a haven for resident and migratory species alike.

Spring and summer bring a spectacular burst of colour, with golden gorse in full bloom and willow lining the burn, sheltering nesting birds. Waterfowl, swans, and other wildlife are regular visitors thanks to careful habitat management and maintained water levels. A network of well-kept footpaths, starting from the on-site car park, allows visitors to explore the landscape and enjoy sights such as the picturesque reservoir overflow.

While no residential development or holiday accommodation will be permitted, the new owner will have the privilege – and responsibility – of becoming the custodian of this unique natural asset. A Management Agreement with Fife Council will ensure the ongoing protection of the site’s rich biodiversity while safeguarding its role as a community space.

The purchaser will also take on the legal responsibilities of reservoir ownership under the Reservoirs (Scotland) Act 2011, including regular inspections. The most recent safety reports are available in the sales pack, with the next 10-year inspection due in 2028.

Gillingshill Reservoir is more than just land – it’s a living, breathing ecosystem,” said Carl Warden, Head of Estate Agency at Bell Ingram. “This sale offers an extraordinary chance to take on the stewardship of a rare and beautiful place, ensuring its wildlife, habitats, and heritage are preserved for generations to come.”

For further information and to request the brochure please contact Carl Warden on 01738 621 121, or email carl.warden@bellingram.co.uk 

Time for tax planning with your team

By Sarah Tyson, Head of Valuations

With the hugely disappointing news that the UK government will not review or reconsider the proposals to alter Inheritance tax (IHT) reliefs and limit full relief to £1m from April 2026, the need for financial review of estate and arm assets is brought into sharper focus.

All farmers and landowners, whether owner occupier, landlord or tenant, should ensure they have a good handle on their current ownership structures and asset values and, if a workable plan is not already in place, should engage with their professional advisers sooner rather than later. The team of land agent/valuer, accountant and lawyer can work with you to try and make sure the transfers to the next generation are based on agreed plans – not just create a huge tax burden

Sarah Tyson, Partner and Head of Valuations at Bell Ingram in Perth, said: “Often the first step is getting values updated – not just of land, buildings, houses and cottages, but also livestock and machinery, income streams from rentals (wind or hydroelectric turbines for example) and property held in pensions such as SIPPs, since all these will now be caught in the IHT calculations. This total then provides a sound base to actively consider how you would like the transfers to work , and, just as importantly , enable likely tax implications to be assessed.

“Factoring in the family dynamics is a key part of this exercise for all concerned , but the difficult conversations are always better started today than left to tomorrow and engaging trusted professionals can provide independent voices at the farmhouse table.”

Contact Sarah Tyson on 01738 621 121 or email sarah.tyson@bellingram.co.uk to discuss how we can help with your tax planning.

Discover Tranquillity on Loch Spelve – Isle of Mull

Nestled on the serene shores of Croggan on Loch Spelve on the Isle of Mull, An Clachan and Cruachan offer a rare opportunity to embrace the beauty and stillness of Scotland’s west coast. Currently for sale with Bell Ingram Oban, these two charming properties are perfect for those seeking a peaceful holiday retreat or a permanent lifestyle change immersed in nature.

An Clachan is a traditional four-bedroom stone-built home, tastefully modernised while retaining its rustic charm. With sweeping views across the loch, it offers a warm and inviting interior, ideal for cosy evenings by the fire or hosting guests in a setting that feels worlds away from the bustle of city life. Mature gardens and nearby woodland walks make it a haven for outdoor enthusiasts, while nature lovers will marvel at regular sightings of otters, eagles and other wildlife.

Just a short distance away, Cruachan perfectly complements its neighbour, a detached four-bedroom property with studio, set beautifully within the surrounding landscape. Its rural position provides panoramic views of the water and hills beyond, with front-facing windows perfectly framing the coastal views.

Across the loch, a upcoming listing – Feolinmor, offers buyers an opportunity to acquire a charming three-bedroom cottage sitting within expansive grounds, the perfect project property for someone looking to create their island hideaway. Further details and timeframes for the property release are available from the sole listing agent – Bell Ingram.

Whether used as a permanent residence, holiday home, or income-generating rental, An Clachan and Cruachan each represent a versatile and attractive proposition.

Loch Spelve itself is a hidden gem, a picturesque, sheltered sea loch, much-loved by those wanting to spend time on, and in, the water. Croggan is often less travelled than other parts of Mull, yet rich in natural beauty and local heritage.

With Bell Ingram’s expertise in rural property, both homes are presented with care and insight, offering buyers not just a house, but a lifestyle opportunity,

For more information on each of these coastal properties, please contact Bell Ingram Oban on 01631 566122.